A champion of compliance

first_img continue reading » Matt Bailey, director of compliance at $419 million asset Linn Area Credit Union in Cedar Rapids, Iowa, recently won CUNA’s Compliance Champion Award.A member of CUNA’s Compliance Education Advisory Board, Linn speaks about his transition from mortgage lending to compliance, and the challenge of creating a strong compliance culture.CU Mag: What does being named Compliance Champion mean to you?Bailey: It’s a little exciting, but a little embarrassing at the same time. It’s like being celebrated for being a big nerd!Compliance people in general aren’t fans of the spotlight, but I certainly do appreciate the honor and recognition. 13SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

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For the first time in one day, over 10.000 people visited the Krk National Park, we found out what it looked like on the field

first_imgThe public institution Krka National Park recently decided limit the number of visitors to 10.000 at a time at the most visited and most attractive locations of this park to protect the natural, historical and cultural treasures visited annually by over a million foreign and domestic tourists.They prepared well for this change, so the employees of the Krka National Park, who were in direct contact with visitors at the beginning of the summer, received instructions on how to proceed in a situation when there will no longer be free tickets for Skradinski buk. Even then, they began to offer visitors other opportunities to visit upstream sites, which visitors gladly embraced and used daily, regularly, during July, long before August 7, when the number of 10 visitors was exceeded for the first time and when the protocol was activated. “That August 7 limit was reached around 13 p.m. Upon arrival, the Park staff informed the visitors that there would be a moment when ticket sales would be suspended and offered them other options, which some visitors embraced and went on a tour of the middle course by bus Park, and in return visited Skradinski buk. On the other hand, part of the visitors remained in line, aware that in other places in Europe there is a queue until the places are vacated. That happened about 20 minutes later, when the first boat and bus left the Park, about 80 new seats became available. Visitors regularly enter and leave the Krka National Park, so there are no longer waits. There are slightly larger crowds during July and August due to the large number of tourists in Croatia in general”, Explained Katia Župan, Head of the Public Relations Department of the Krka National Park.Last year, there were more than a million of them, and as many as 95% of guests visited Skradinski buk, which is the main attraction of the park. Counters have been set up at the entrances to Skradinski buk, and guests who cannot enter the park due to restrictions can choose, wait or visit the middle or upper course of the Krka. At the beginning of June 2017, the public institution Krka National Park presented and introduced a new model of visitor management, thanks to which it will better manage the number of visitors in the future, and at the same time work systematically to preserve all the beauties, natural, historical and cultural riches. He added that the new model aims to extend the season and encourage visits to the Krka National Park in the months outside the main summer season, providing guests with a superior experience of the Krka National Park in all seasons, without unnecessary crowds and waiting, as well as encourage visiting less known parts. park. The new model at Skradinski buk limits the number of visitors to a maximum of 10 visits at a time, which aims to sustainably manage, conserve resources and increase the quality of the experience when visiting this extremely valuable site, explains Katia Župan.How was this measure received by visitors and did they understand your intentions in restricting entry?We informed the public about this information on time and offered all the necessary information to the users of social networks who are very numerous and active participants in the event organized by the Public Institution NP Krka. The limit on the number of visitors has also been communicated through various platforms for the transmission of content and information, and we are more than glad that visitors have recognized this. They accepted with understanding the need for nature protection and increased safety of visitors. All our visitors were informed at the entrances to the Park in Lozovac and Skradin via a display how many tickets are available at that time to visit Skradinski Buk. But what is important to emphasize is that all interested visitors with the new model have the opportunity to easily and quickly secure their ticket in advance and thus be sure that Skradinski buk will be able to visit exactly at the desired time, without unnecessary crowds and waiting. That is why JU NP Krka recommends visitors to plan their visit in advance and buy tickets online through our website or portal Parkovi Hrvatske, secure their place in the Park at a time when it suits them best and thus avoid the embarrassing situation of coming to the reception when no longer there will be a free place on Skradinski buk.How is it all organized now that visitors do not have to “idle” and do not waste time waiting for entry?Those visitors who cannot enter Skradinski buk at a certain moment are offered alternative directions, ie programs for visiting sites on the middle and upper course of the Krka, as well as sightseeing in the town of Skradin. Visitors started using the tour programs, which are included in the daily ticket, even before it happened that there were no more tickets available for Skradinski buk, which was first recorded on August 7, 2017.Are you satisfied with your visit to the Krka National Park? What are they most interested in? Who are your most numerous visitors?We are more than satisfied. In 2015 and 2016, we recorded over a million visitors, and by the beginning of August this year, the Park was visited by 764.492 visitors, almost 150.000 more than in the same period last year. So, this is a significant increase, but we are especially pleased with the interest of visitors to upstream sites where the number of visitors is growing faster than at the most visited site, Skradinski buk. Visitors’ interest was also expressed for the localities of Visovac, Roški slap and the Krka monastery, as well as for boat trips. Statistical data show that most visitors to the Krka National Park come from Germany, Poland, Croatia and France. The largest number of visitors is between the ages of 30-49, ie young adults and middle-aged people. This age group also corresponds to the family category of visitors, which is the most numerous among the visitors to the Krka National Park. According to the number of visitors, July and August are the peak of the season. But Krka is unusually beautiful in other seasons when it is really well visited and when visitors enjoy its charms without the summer crowds. In fact, there is no day in the year when there are no visitors on the Krka and that makes us especially happy.last_img read more

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Rhino poaching syndicate nabbed in Pretoria

first_img23 September 2014 – The Hawks have arrested a suspected rhino poaching ringleader and his nine accomplices for their alleged involvement in a string of rhino- poaching and related activities in the country.The arrest was made in an intelligence-led operation conducted in four provinces. The ringleader was arrested in the Pretoria North Magistrate’s Court on Monday while appearing on a separate rhino poaching-related case, according to Hawks head, Lieutenant General Anwa Dramat.“The team arrested the other members of this criminal group simultaneously in Polokwane in Limpopo, Ficksburg in the Free State, Potchefstroom in the North West and in Montana, Mamelodi and Kameeldrift in Gauteng,’ Dramat said.The syndicate – the members of which are aged between 30 and 50 – mainly operated in Limpopo, Mpumalanga, North West, Gauteng, and KwaZulu-Natal.The group is alleged to have contributed to the brutal slaughter and mutilation of 24 rhinos in state and privately owned game reserves.Dramat said only two of the 24 rhinos that had been attacked had survived, but they were dehorned after they had been darted.The killings took place between 2008 and 2012.“The 34 horns were either stolen or obtained through other devious means. In total, the syndicate illegally obtained 84 rhino horns and killed 22 rhinos valued at nearly R22- million,’ said Dramat.The 10, which include a police officer and a lawyer, will appear in the Magistrate’s Court in Hatfield, Pretoria, on Monday on rhino poaching-related charges including theft, fraud, malicious injury to property, attempting to defeat the ends of justice, racketeering, money laundering, intimidation, illegal possession of firearms and ammunition. The case was postponed to Monday for a bail application.last_img read more

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Ohio’s Crop Progress Report – August 31st, 2015

first_imgShare Facebook Twitter Google + LinkedIn Pinterest Rain would be welcome in Ohio, according to the USDA, NASS, Great Lakes Regional Office. There were 6.5 days suitable for fieldwork for the week ending August 30th. Statewide soil moisture shortages continue to rise, however crop condition ratings remain virtually unchanged. Some growers noted improvements in crop conditions despite the dry weather, while others said the very dry conditions are becoming a larger concern, particularly where early season wet conditions lead to shallow root systems. Fall-like temperatures are delaying maturity among various crops. Livestock producers have had to supplement with hay as many pastures have been grazed to stubble.View the latest report herelast_img read more

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Excessive foreign farm support disrupts world wheat trade

first_imgShare Facebook Twitter Google + LinkedIn Pinterest U.S. Wheat Associates (USW) and the National Association of Wheat Growers (NAWG) unveiled the results of an econometric study showing that excessive farm support in several advanced developing countries could cost U.S. wheat farmers nearly $1 billion in revenue every year. USW recently showed that the governments of China, India, Turkey and Brazil have dramatically increased subsidies for domestic wheat production over the past ten years to levels that far exceed their World Trade Organization (WTO) agreements. This study confirms that these policies have a detrimental effect on U.S. and world wheat farmers and global wheat trade.“I believe we have shown through these studies that the old perceptions about farm support and trade are clearly wrong,” said Alan Tracy, USW President. “Today, it is the farm subsidies in a few advanced developing countries, not developed country policies, which disrupt normal trade flows and distort world wheat prices. These rapidly growing subsidies cause direct, serious and now measurable impacts on the prices that U.S. farmers receive for their grain.”Noted agricultural economist Dermot Hayes and two of his colleagues at Iowa State University conducted the study. The goal was to determine what would happen to U.S. and global wheat production, trade and prices if domestic support in China, India, Turkey and Brazil were removed. To accomplish this, Hayes and his colleagues applied the price support and input subsidy data identified in a November 2014 study by DTB Associates to the respected CARD-FAPRI econometric model. Results showed that if all support were removed from all four countries, annual U.S. wheat production would increase by more than 53 million bushels, farm gate prices would increase by nearly $0.30 per bushel and U.S. wheat farmers would receive $947 million more in annual revenue.“The results confirm that if domestic support were removed wheat prices in the countries modeled would go down and farmers would plant less wheat, but domestic consumption would go up,” Hayes said. “The lower supply would lead to higher global wheat prices, which tend to benefit wheat exporting countries including the United States.”The study also indicated that with such changes, wheat trade flows would shift and the four countries would increase net imports by nearly 10 million metric tons (MMT). Hayes said the model estimated the United States would capture more than 20% of such an increase to export an additional 2.2 MMT compared to the model’s baseline if there were no changes in domestic support in those countries.Hayes’ team also used the model to predict the net effect that eliminating support in individual countries would have. Those results indicated that domestic support for Chinese wheat production alone has the largest individual effect. If support there ended, Chinese imports would grow from nearly 2 MMT per year to more than 7.5 MMT per year. This would still be less than the 9 MMT annual tariff rate quota that China agreed to in its WTO accession commitments. Hayes said the model showed that even with the predicted changes, China, India, and Turkey would continue to be at least 90% self-sufficient in wheat production. Eliminating domestic support would have the least effect in Brazil where support levels are lower than the other countries. Shifting the narrativeHayes also noted that this study compares future scenarios to data from a market situation in which wheat cash prices were significantly higher than they are now. For example, in addition to Chinese government input subsidies coupled to wheat production, the DTB Associates study in 2014 showed Chinese farmers have government minimum support prices of more than $10.00 per bushel.“Wheat prices have plummeted more than 30% since last year, a significant portion of which is due to these countries’ market distorting policies, which send the wrong signals to their farmers. This hurts American family farms like mine even more,” said Brett Blankenship, who grows soft white wheat near Washtucna, Wash., and is the current President of the National Association of Wheat Growers (NAWG).Referring to current negotiations in the Doha round, Blankenship added, “It is totally unacceptable to tolerate demands from countries who are in violation of their WTO commitments, who continue with these huge levels of support while demanding concessions from the United States. The American wheat farmer will not give away any more.”WTO records show that the United States has consistently met its commitments, never exceeding its Aggregate Measure of Support (AMS) limit of $19.1 billion. But other country’s proposals made as part of the Doha round would require the United States to drastically cut its limit, while members with growing programs would not be expected to make meaningful contributions. Deputy U.S. Trade Representative Amb. Michael Punke has called this a “mind-boggling imbalance” that firmly underpins the U.S. position that it is critical to put facts on the table for a frank discussion about the real dynamic of world agricultural production and trade.The new study indicated that wheat farmers outside of the four countries analyzed would benefit by reducing domestic supports. Hayes said the model showed global wheat cash prices would increase by more than four percent and world net trade would increase by five percent if domestic support is removed in all four countries. The study suggested that there would be benefits even from partial changes in price supports and input subsidies, although Hayes said the magnitude of the cash price and trade increase would depend on the size of the removal in each country.“Since these subsidies are the acts of sovereign governments, our farmers cannot battle them alone. We are working with USTR and USDA to determine our next steps, including a possible WTO challenge,” Tracy concluded.USW and NAWG have posted the entire report online at www.uswheat.org/policy and http://www.wheatworld.org/issues/trade/. Results of the two DTB Associates studies measuring domestic support in advanced developing countries, visit www.dtbassociates.com/docs/DomesticSupportStudy11-2014.pdf andwww.dtbassociates.com/docs/domesticsupportstudy.pdf.  For a third party analysis of individual policy measures by country, visit http://www.oecd.org/tad/agricultural-policies/producerandconsumersupportestimatesdatabase.htm#country.last_img read more

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Bagley’s big 2nd half leads No. 5 Duke past No. 9 UNC

first_imgFamilies in US enclave in north Mexico hold sad Thanksgiving Google honors food scientist, banana ketchup inventor and war hero Maria Orosa Mushers, fans gather for world’s most famous sled dog race For the complete collegiate sports coverage including scores, schedules and stories, visit Inquirer Varsity. Duke was 8 of 15 from 3-point range in the second half — the Blue Devils made just 1 of 10 from that distance in the first half — and outrebounded North Carolina 24-13 after halftime.Cameron Johnson scored 16 points for the Tar Heels (22-9, 11-7), while Kenny Williams and Luke Maye each had 13. Three weeks after they rallied from a double-figure deficit to beat their fiercest rivals, it was the Blue Devils’ turn to flip the script.FEATURED STORIESSPORTSWATCH: Drones light up sky in final leg of SEA Games torch runSPORTSLillard, Anthony lead Blazers over ThunderSPORTSMalditas save PH from shutoutDuke trailed by 11 with 14 1/2 minutes to play before the ACC’s top offense finally found its rhythm, hitting four 3s in 4 1/2 minutes to erase that deficit. That came as part of a 25-10 burst keyed by six 3s that put the Blue Devils ahead to stay.BIG PICTURE North Carolina: The Tar Heels had a chance to spoil Duke’s Senior Night for the third time in their last four regular-season-ending visits to Cameron, and sweep their fiercest rivals. Instead they’ll enter the postseason on a two-game losing streak.Duke: This very well might have been the final game at Cameron for a good chunk of the starting five, with Allen — the team’s lone senior — surrounded by three potential one-and-done freshmen and coach Mike Krzyzewski acknowledging in the leadup to the game that “it’s the last game probably for a few of our other kids, too.” The offense came alive just in time to send Allen — and maybe the others — out the way they wanted.UP NEXTNorth Carolina: Heads to the ACC Tournament next week in Brooklyn.Duke: Heads to the ACC Tournament next week in Brooklyn.ADVERTISEMENT Typhoon Kammuri accelerates, gains strength en route to PH Brace for potentially devastating typhoon approaching PH – NDRRMC Pussycat Dolls set for reunion tour after 10-year hiatus Police teams find crossbows, bows in HK university PLAY LIST 01:29Police teams find crossbows, bows in HK university01:35Panelo suggests discounted SEA Games tickets for students02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games01:44Philippines marks anniversary of massacre with calls for justice01:19Fire erupts in Barangay Tatalon in Quezon City Duke’s Marvin Bagley III (35) dunks over North Carolina’s Brandon Robinson (4) during the first half of an NCAA college basketball game in Durham, N.C., Saturday, March 3, 2018. (AP Photo/Ben McKeown)DURHAM, N.C. — Marvin Bagley III had 18 of his 21 points in the second half along with 15 rebounds, and No. 5 Duke pulled away to beat No. 9 North Carolina 74-64 on Saturday night.Grayson Allen added 15 points in his final game at Cameron Indoor Stadium, and Gary Trent Jr. had 13 points — including three 3-pointers in the final 10 minutes — to help the Blue Devils (25-6, 13-5) clinch the No. 2 seed in the Atlantic Coast Conference Tournament.ADVERTISEMENT Don’t miss out on the latest news and information. MOST READ LOOK: Iya Villania meets ‘Jumanji: The Next Level’ cast in Mexico John Lloyd Cruz a dashing guest at Vhong Navarro’s wedding Typhoon ‘Tisoy’ threatens Games LATEST STORIES Read Next View commentslast_img read more

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