Simplify the mortgage process

first_img 6SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr On the topic of mortgage lending resources, the first question many credit unions ask is, “When is the Fed going to increase rates?” By implication, that would cause a rise in interest rates across the board—including mortgages.From the vantage point of mortgage origination and servicing software providers, the question takes on a less urgent tone.“I don’t see a near-term Fed increase in rates,” says Beth Millstein, director of business development at Fannie Mae, a CUNA Strategic Services alliance provider. “We’re predicting only one increase in 2016 and that the yield curve will remain relatively flat. We publish monthly forecasts and updates on our website, and encourage frequent reviews of our projections.”A minor rate jump shouldn’t significantly hamper the market, says Peter T. Sorce, President/CEO of Midwest Loan Services. “Mortgage interest rates today, and for the past several years, remain at record lows,” Sorce says.“When the Fed increases interest rates—that’s inevitable—we think mortgage rates will remain low and that shouldn’t price potential borrowers out of the mortgage market.” continue reading »last_img read more

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Herbert Brothers prepare for big screen debut

first_imgBatesville, In. — The Herbert Brothers, most notable for winning the 2009 Doritos big game commercial and $1 million, have released their first full-length movie- In Between Days.Joe Herbert says the movie is about a writer who is turning 40-years-old, suffering a mid-life crisis and a creative drought decides to go on a quest to find the first car he ever owned, a 1966 Ford Mustang. The main character teams up with old friends, including a former love interest to find his car. Through the adventure he finds a clearer meaning of friendship.Faust Checo, William Russ (Boy Meets World, 90210 & The Right Stuff), Ben Cain (Abduction, Dogma & The Temptations), Amy Jo Johnson (Mighty Morphin Power Rangers, Felicity & Flashpoint) and Andy Ahrens (Chicago Fire, Dead Draw & Chicago P.D.) star in the R rated film.The movie will be at the Gibson Theater Monday, October 23, Wednesday, October 25 and Wednesday, November 1. All showings at 6 p.m. There’s more information online here.Since 2010, the Herbert brothers have developed a reputation for producing funny, off beat commercials that rival those done by agencies with much larger budgets.last_img read more

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Hoffenheim avoid early exit; Stuttgart, Leverkusen advance

first_imgBERLIN: Hoffenheim saw off courageous Chemnitzer FC 3-2 following a penalty shootout whereas Stuttgart and Bayer Leverkusen got the job done with more ease to get through the opening round in the German Cup.Chemnitzer FC took the reins and disrupted Hoffenheim’s build-up work in the opening stages on Sunday, forcing Hoffenheim goalkeeper Oliver Baumann into action twice with early chances. Hoffenheim gained a foothold into the clash as the clock ticked after Emin Bickakic and Dennis Geiger came close at the half-hour mark. The lower league side had their goalkeeper Jakub Jakubov to thank as he defused the promising efforts on target from Andrej Kramaric and Christoph Baumgartner before the break. After the restart, Kramaric remained a factor and secured his side the opener as he benefitted on Ihlas Bebou’s square pass to tap home into the open goal with three minutes played in the second half. The hosts remained unimpressed and flabbergasted Hoffenheim with the equalizer at the hour mark when Kevin Freiberger controlled a pinpoint cross from Paul Milde to beat Baumann with a turn and shoot from 10 meters. Both sides traded frenetic attacks but neither was able to break the tie before the final whistle. Hoffenheim pressed for the winner in extra time but it was the underdogs who grabbed the lead as Freiberger’s lay up allowed Christian Bickel to slot home in the 100th minute to make it 2-1. The top flight side started an onslaught on Chemnitz’s goal and they got rewarded in the 111th minute when Kramaric wrapped up his brace after keeping his nerves from the penalty spot to ensure the shootout. In the penalty shootout, Hoffenheim’s goalkeeper Baumann saved two penalties while Bickel missed the target from the spot, allowing Hoffenheim to advance into the second round. Elsewhere, Bayer Leverkusen cruised into the next round as Nadiem Amiri’s brace rounded off the 7-0 goal fest against Eintracht Norderstedt. Stuttgart edged third-division club Hansa Rostock on a sole goal from Sila Wamangituka and Jonathan Schmid’s 2-1 winner for Freiburg sealed Waldhof Mannheim’s first round exit. IANS Also Watch: Watch: River Flows Inside People’s Bedroomlast_img read more

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Boeheim says SU will be tested in nonconference play; Cooney ends drought from beyond the arc

first_img Published on December 4, 2012 at 1:02 am Contact Ryne: rjgery@syr.edu Syracuse is 6-0 and ranked fourth in the country. Still, Jim Boeheim made it clear on Monday he still thinks his team has a lot of progress to make.After the Orange’s 84-48 drubbing of Eastern Michigan, Boeheim said he thinks it’s wrong to assume Syracuse is going to win every game of its nonconference schedule and then cruise through the Big East. His team is not as good as last year’s was, Boeheim said, and has a way to go before it can get there.He said Syracuse can lose to any team on any day if it’s not ready.“This team is going to get more than well tested and I laugh when I see everybody that we’re going to win every game,” Boeheim said. “Do you watch any games? Do you even watch teams like Boise State beating Creighton by 12, 15 points? Do you watch Oakland being 10, 12 up at Pittsburgh, or Illinois State being up 12, 15 at Louisville?”Boeheim said these nonconference games early in the season won’t get Syracuse ready for the postseason, but will only improve it for the next two or three weeks. It’s the difficult slate of conference teams that will really test the Orange, he said.AdvertisementThis is placeholder textSyracuse committed 18 turnovers on Monday against the Eagles. It’s a stat Boeheim said he’ll point out to his players. And he emphasized that they have a lot to learn.James Southerland hit nine 3-pointers in SU’s win over Arkansas last Friday, and Boeheim said that’s the reason the Orange left Bud Walton Arena with a victory. Without those 3s, Syracuse loses, he said.“To just assume we’re going to win games is the most arrogant thing that I ever seen in my life,” Boeheim said. “It’s nothing but arrogant.”Right now, he said Syracuse is not good, but has to work to be good. And he said he wants the players to stay focused on improving.“This team is a work in progress. We’ve got a lot of work to do,” Boeheim said. “We can get better, but we’re a long ways from that. If you can’t see that, you’re not watching. Watch.”Cooney finds shooting strokeTrevor Cooney didn’t let the misses get to him. After going 0-for-11 from beyond the arc in his last three games, the Syracuse guard stayed confident.Against Eastern Michigan on Monday night, that attitude served Cooney well after he missed his first four 3-point attempts before knocking down his last two. Cooney finished with 11 points on 3-of-8 shooting off the bench to help the Orange to a blowout win in the Carrier Dome.“If you let it really get to you then you’re just going to be done,” Cooney said. “If you really let it get to you then you can’t play a sport like this really.”Cooney stayed aggressive after missing his first five attempts, including a few air balls. He got going with some drives to the basket that landed him at the free-throw line. From there, he found his stroke and was able to hit two 3s.“He’s a good shooter, he’s going to make some,” Boeheim said. “I think he got hit on the two that he threw up there that were short. I think he got hit on both of them.“But he’s just got to keep getting in his spots and get his shot up there and the two foul shots loosened him up a little bit. That’s what sometimes it takes, a layup or something.”His first 3 was the biggest, building Syracuse’s lead to 29 and igniting the home crowd at the end of what became an easy win. He added another about six minutes later on a step-back off the dribble as the Eagles defense disappeared behind a screen.The lead stood at 33, and Cooney showed why he’s still the team’s sharpshooter despite the previous two games.Said Boeheim: “He’s just got to keep plugging away and we’ll get him some shots and I think he’ll make some.” Comments Facebook Twitter Google+last_img read more

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Jamaican Legislator Wants to Protect Singers Using Profanity on Stage

first_imgKINGSTON, Jamaica, CMC – An opposition legislator says he intends to move a motion that will allow for the use of Jamaican expletives in dancehall.“This motion is important because this is our culture. Too many aspects of our culture have been unnecessarily vilified. These little things, these words contribute to the uniqueness of the Jamaican culture and is what sets us apart from countries across the world,” Dr Andre Haughton, told the Observer newspaper.He said he was influenced to do this after police warned Japanese sound system, Mighty Crown, not to use profanity during the Fully Loaded show earlier this month.The opposition legislator told the newspaper that he believes the dancehall space should be a place where artistes can express themselves and those who attend should be aware of what to expect.“When I say the dancehall space, I mean anywhere, wherever you can go get a permit and keep a party. We want to make it like how you have X-rated movies, that way people already know what dem a sign up for,” he said, noting that there are few people in Jamaica who are affected by the use of these ‘bad words’.Haughton said overseas these words are considered comical, noting “there are a lot of people who these words don’t affect in a negative or positive way.In July, Reggae Sumfest’s Dancehall Night was halted by police due to profanity during the performance of one of the singers and in the past the Trinidad-born US-based hip hop artiste Nicki Minaj was fined for using profanity on stage during her performance.“Jamaican people need to start focusing on substance over form. A lot of things here are just form with no real substance. People across the world a have how much festival and products with our culture an’ a profit off it while we vilify these harmless words,” he told the Observer newspaper.last_img read more

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Kane told to snub interest from Man Utd and Real Madrid to stay at Spurs

first_imgHARRY KANE has been urged to stay at Tottenham and help them win trophies by football legend John Barnes.The striker is sure to be linked with a host of Europe’s biggest clubs in the summer, with Manchester United believed to be long-term admirers.3 Harry Kane is sure to be linked with some of Europe’s biggest clubs this summerCredit: PA:Press Association3 Football legend John Barnes has urged Kane to stick it out at SpursCredit: ReutersThe likes of Real Madrid and even soon-to-deposed Premier League champs Manchester City would also throw their hat into the ring.And with Spurs set for another trophy-less season, interest in the England captain is sure to heat up.But Barnes, who spent 10 years with Liverpool and was regarded as one of the finest players of his generation, believes Kane should spurn the interest.Speaking to to BonusCodeBets.co.uk, the 56-year-old said: “Harry Kane should not look to leave Tottenham if he loves Spurs and is a fan of the club.TOTTENHAM NEWS LIVE: FOLLOW LATEST SPURS UPDATES”If all players wanted to leave their club to win a trophy, all the players would go to Barcelona, Real Madrid, Manchester City or a Liverpool, and you’ll never have anyone playing anywhere else.”You know you’re a Tottenham fan, you want to play for Tottenham so stay at Tottenham to try and help them win.”Very similar with Bryan Robson at Manchester United. United and England captain at the time, whilst United were not doing well, he could have easily left.”He thought I’m going to stay at Manchester United and help them to win.”Kane was on the way back to full fitness after a hamstring injury before coronavirus put the Premier League season on hold.The pandemic of course put paid to the European Championships this summer, with captain Kane a key figure for Gareth Southgate’s England side.And Spurs boss Jose Mourinho will be desperate for his star man to return to spearhead a change in fortunes and the season on a high.Most Read In FootballTHROUGH ITRobbie Keane reveals Claudine’s father was ’50-50′ in coronavirus battleTOP SELLERGavin Whelan has gone from League of Ireland to David Beckham’s InstagramPicturedAN EYEFULMeet Playboy model and football agent Anamaria Prodan bidding to buy her own clubI SAW ROORodallega saw Rooney ‘drinking like madman’ & Gerrard ‘on bar dancing shirtless’ExclusiveRIYAD RAIDMan City’s Riyad Mahrez has three luxury watches stolen in £500,000 raidNEXT STEPJonny Hayes set to move to English Championship having been let go by Celtic3The Londoners could miss out on a Champions League spot, with Goal claiming Kane would be “disillusioned” to miss out on club football’s biggest prize.And they say sources close to Kane have made it known, should the North London side miss out, he would be keen on a move to Old Trafford.Kane’s contract – signed in the summer of 2018 – runs until 2024, but the club are reported to be “facing a battle” to keep him.Most valuable players in world revealed with Lionel Messi down in EIGHTH as Kylian Mbappe leads list at £189mlast_img read more

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